Budgeting in Your 40s

Your 40s are typically peak earning years. The goal now is avoiding expensive mistakes and accelerating retirement savings.

💡 Key Tips

  • You should have 3-4x salary saved by 45
  • Max out catch-up contributions when eligible
  • Avoid the expensive divorce trap
  • Kids' college shouldn't derail YOUR retirement

See Where Your Money Really Goes

The first step to any budget is understanding your current spending. Most people are surprised - sometimes shocked - when they see the actual numbers.

Just Budget analyzes your bank statement and shows you exactly where every dollar goes. No spreadsheets, no manual entry. Just upload and see the truth.

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Upload your bank statement and see your complete spending breakdown in seconds.

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Why This Matters

Financial freedom isn't about how much you make - it's about how much you keep and invest. Whether you're just starting out or looking to optimize, the principles are the same: know your numbers, cut the waste, save the difference.

The best time to start was yesterday. The second best time is now.